Wednesday, June 4, 2014
Charging E-Cigarette Users Higher Insurance Premiums
The verdict is still out regarding whether or not E-cigarettes are a healthier alternative to traditional tobacco and if they are useful smoking cessation tools. If the is answer is "yes," then insurance companies would not want to charge higher premiums on E-cigarette users, if the answer is "no"… At this point there has not been enough research to support claims either way. Hopefully, more studies will be conducted to determine the position of E-cigarettes; the devices are certainly not going anywhere.
A spokesman for R.J. Reynolds Vapor Co., David Howard, told the journal, “We don’t believe policies should be implemented that might deter current smokers from considering switching to smoke-free alternative products like e-cigarettes.”
Walmart is one of a few employers who charge employees that use e-cigarettes more, citing concerns over potential health risks.